Texas Employers: Save on Payroll Taxes with Preventive Care Benefits
With no state income tax, FICA is your primary payroll tax obligation. Save $1119+ per employee per year while offering comprehensive benefits at $0 cost.
Why Texas Employers Are Choosing Preventive Care Benefits
Texas employers are known for their cost-consciousness and business-friendly mindset. Without a state income tax, the 7.65% federal FICA rate is the dominant payroll tax expense — and it applies to every dollar of taxable wages for every W2 employee.
The Preventive Care Benefits Program gives Texas employers a direct way to reduce that FICA obligation. Employees receive comprehensive preventive care benefits — including telemedicine, 1,000+ prescriptions, $150K life insurance, and mental health support — while the pre-tax structure reduces your taxable payroll on every pay cycle.
Federal FICA Savings
Save $$1119–$$1186 per employee per year in federal FICA taxes. With no state income tax, this is the most impactful payroll tax reduction available to Texas employers.
Maximum Tax Impact
In states without income tax, FICA savings carry even more weight. For a 50-employee Texas company, that's over $55,000 per year returned to your bottom line.
$0 Cost Implementation
No premiums, no setup fees, no out-of-pocket expenses. The program pays for itself through tax savings from day one — exactly the kind of deal Texas employers appreciate.
Comprehensive Benefits Package
Employees receive 1,000+ preventive prescriptions, telemedicine, mental health counseling, $150K life insurance, and more — a powerful recruitment and retention tool in Texas's competitive job market.
How It Works for Texas Employers
The Preventive Care Benefits Program is a Self Insured Medical Reimbursement Program (SIMRP) structured under IRC §105(b), §125, and ACA guidelines. It's designed for W2 employees earning $26,000 or more annually — covering workers across Texas's major industries including energy, construction, healthcare, technology, and manufacturing.
Implementation takes just 2-3 weeks. Our team handles all plan documentation, compliance filings, and employee enrollment. The program works alongside your existing payroll provider and any health insurance plans you already offer.
Employees see no change to their take-home pay while gaining access to comprehensive preventive care benefits. Your company saves on every payroll cycle through reduced federal FICA obligations.
Ready to Save on Employer Taxes?
Schedule a complimentary discovery call to see how much your business can save with the Preventive Care Benefits Program.