Enter your headcount and average salary. The calculator computes projected employer FICA tax savings using the formula codified in IRC §105(b) and §125 — the same structure that powers the Preventive Care Benefits Program.
Pre-tax / month
$1220
Employer FICA
7.65%
Same gross pay. Same net pay. Different result. Below is a real-world monthly paycheck rendered side-by-side — without and with the Preventive Care Benefits Program.
Stub A · Without PCBP
Standard Paycheck
Gross
$3,293.33
Stub B · With PCBP
Enhanced Paycheck
Gross
$3,293.33
Net Pay Difference
$0.00
Identical take-home
Employee Tax Savings
$308.73
Per paycheck · employee
Employer FICA Savings
$93.33
Per employee · monthly
Net pay is identical in both scenarios. The $1,220 pre-tax SIMRP deduction reduces taxable income, lowering taxes by $308.73. The WIMPER post-tax reimbursement returns the full $1,220 — resulting in the same take-home pay plus comprehensive preventive care benefits.
Schedule a discovery call. We'll review your payroll structure and produce a precise savings estimate — typically within one business day.