FICA Savings Calculator

Enter your employee count and average salary to see your projected annual FICA tax savings with the Preventive Care Benefits Program.

FICA Savings Calculator

See how much your business can save with the Preventive Care Benefits Program

Your Projected Savings

Eligible Employees
25
Monthly Savings/Employee
$93.33
Annual Savings/Employee
$1119.96
Total Annual Savings
$27,999.00

Calculation: $1220/month pre-tax deduction × 7.6499999999999995% FICA rate = $93.33/month per employee. Actual savings may vary. Contact us for a precise analysis.

See the Paycheck Impact

Compare a monthly paycheck with and without the Preventive Care Benefits Program. Same take-home pay — plus comprehensive benefits.

Without PCBP

Standard Paycheck

Gross Pay

$3293.33

Gross Pay$3293.33
Pre-Tax Deductions$0.00
Taxable Income$3293.33
Federal Withholdings-$395.20
State Withholdings-$189.36
Social Security (6.2%)-$204.18
Medicare (1.45%)-$47.75
Total Taxes-$836.49
Post-Tax Reimbursement$0.00
Net Take-Home Pay$2456.84

Benefits Included

None

With PCBP

With PCBP

Enhanced Paycheck

Gross Pay

$3293.33

Gross Pay$3293.33
Pre-Tax SIMRP DeductionTax Advantaged-$1220.00
Taxable Income$2073.33
Federal Withholdings-$248.80
State Withholdings-$120.36
Social Security (6.2%)-$128.54
Medicare (1.45%)-$30.06
Total Taxes-$527.76
WIMPER ReimbursementReturned to You+$1220.00
Net Take-Home Pay$2456.84

Benefits Included

1,000+ Rx, Telemedicine, $150K Life Insurance, Mental Health, and more

Net Pay Difference

$0.00

Identical take-home pay

Tax Savings per Paycheck

$308.73

Lower taxes for employee

Employer FICA Savings

$93.33/mo

Per participating employee

Net pay is identical in both scenarios. The $1,220 pre-tax SIMRP deduction reduces taxable income, lowering taxes by $308.73. The WIMPER post-tax reimbursement returns the full $1,220 — resulting in the same take-home pay plus comprehensive preventive care benefits.

Ready to Save on Employer Taxes?

Schedule a complimentary discovery call to see how much your business can save with the Preventive Care Benefits Program.