About Preventive Care Benefits
Preventive Care Benefits specializes in helping businesses implement tax-advantaged benefit programs that reduce costs and enhance employee value — with a focus on the Preventive Care Benefits Program, administered by IronGate Business Advisors.
Our flagship offering, the Preventive Care Benefits Program (PCBP), is a Self Insured Medical Reimbursement Program (SIMRP) that provides comprehensive preventive care benefits to full-time W2 employees with no out-of-pocket expenses for employers. Through compliant pre-tax payroll restructuring under IRC §125, the program generates average FICA tax savings of $1,119 to $1,186 per employee per year.
We work with small and mid-sized businesses, HR professionals, and insurance brokers across the United States. Our team handles all aspects of program implementation — from initial analysis and plan documentation to compliance filings and employee enrollment — typically completing setup within 2-3 weeks.
Our Approach
Every engagement begins with a complimentary discovery call where we analyze your current payroll structure and project your exact savings. There is no obligation, no upfront cost, and no long-term contract requirement. Our interests are aligned with yours — we succeed when you save.
Ready to Save on Employer Taxes?
Schedule a complimentary discovery call to see how much your business can save with the Preventive Care Benefits Program.