No. 01Open
Aligned interests
Discovery calls are complimentary, no obligation, no upfront cost. Our success is tied to your savings — never to a sales quota.
[ Audience ]About
A team built to deliver SIMRPs.
Preventive Care Benefits helps small and mid-sized businesses implement the Preventive Care Benefits Program (PCBP) — a Self Insured Medical Reimbursement Program that reduces employer FICA taxes while delivering comprehensive preventive care to W2 employees with no out-of-pocket expenses.
[ 01 ]What we do
Comprehensive benefits, delivered end-to-end.
We work with small and mid-sized businesses, HR professionals, and insurance brokers across the United States. Our team handles every part of program implementation — from initial analysis through ongoing compliance.
Our flagship offering, the Preventive Care Benefits Program (PCBP), is a Self Insured Medical Reimbursement Program (SIMRP) that provides comprehensive preventive care benefits to full-time W2 employees with no out-of-pocket expenses for employers. Through compliant pre-tax payroll restructuring under IRC §125, the program generates average FICA tax savings of $1,119 to $1,186 per employee per year.
We work with small and mid-sized businesses, HR professionals, and insurance brokers across the United States. Our team handles all aspects of program implementation — from initial analysis and plan documentation to compliance filings and employee enrollment — typically completing setup within 2–3 weeks.
[ 02 ]Our approach
Four principles that shape every engagement.
Every engagement begins with a complimentary discovery call where we analyze your current payroll structure and project your exact savings. No obligation, no upfront cost, no long-term contract requirement.
No. 02Code
Federal compliance
Every implementation is structured under IRC §105(b), §125, §213(d), ACA participatory wellness, and IRS CCA 202323006.
No. 03Lift
Hands-on delivery
Our team handles plan documentation, payroll integration, compliance filings, and employee enrollment from day one to active.
No. 04Time
2 to 3 week setup
From signed engagement to first payroll cycle in two to three weeks — not the four to eight typical of group health rollouts.
[ End ]
Ready to save on employer payroll taxes?
Schedule a complimentary discovery call. We project your exact savings, walk through compliance, and answer every question.