No. 01Ops
Minimal administrative burden
Our team handles plan documentation, Section 125 plan setup, compliance filings, and employee enrollment communications. Your only task is adding a pre-tax payroll deduction code.
[ Audience ]For HR Professionals
Make benefits a profit center.
Enhance your benefits package with comprehensive preventive care — and generate measurable FICA tax savings in the process. We handle compliance, plan documents, and employee communications. Your team adds a single payroll code.
Internal effort
≤ 2 hr
Implementation
2–3 wk
01 · Annual Savings
$1,119+
Per W2 employee · employer FICA
02 · Employer Cost
$0
No out-of-pocket expenses
03 · Prescriptions
1,000+
Preventive care Rx covered
04 · Life Insurance
$150K
Group term · per enrolled
05 · Implementation
2–3 wk
Enrollment to active
[ 01 ]HR Brief
What HR needs to know.
Four operational facts you can take to your CFO, payroll team, and employees with confidence.
No. 02Code
Full compliance managed
Structured under IRC §105(b), §125, and ACA participatory wellness guidelines. We maintain compliance documentation and provide guidance on W-2 reporting.
No. 03Comm
Employee communication support
We provide employee-facing materials explaining the program, benefits, and paycheck impact. Participation rates are typically high — employees gain benefits with no out-of-pocket expenses.
No. 04Sep
No COBRA obligations
The PCBP is a preventive care wellness program, not a group health plan. When employees separate, benefits end with their final payroll — no COBRA administration required.
[ 02 ]FAQ
HR questions.
Minimal. Our team handles all plan documentation, compliance filings, Section 125 plan setup, and employee communication materials. Your primary task is adding a single payroll deduction code. Most HR teams spend less than 2 hours total.
Yes, annual nondiscrimination testing is required under IRC §125. Our administration team handles this testing as part of the program — it is included at no additional cost.
We provide a complete enrollment kit including benefit summaries, paycheck impact explainers, FAQ documents, and enrollment forms. All materials are branded and ready to distribute to employees.
[ End ]
Learn how easy implementation is.
Schedule a discovery call to walk through the implementation process and see your projected savings.