Blog
Expert insights on SIMRP programs, FICA tax savings, compliance, and employee benefits strategy for small and mid-sized businesses.
QSEHRA vs ICHRA vs SIMRP: Small Business Benefits Compared
Comparing QSEHRA, ICHRA, and SIMRP for small businesses — eligibility, costs, administration burden, and which plan delivers the best value for employers.
Read article7 Employee Retention Strategies That Actually Work in 2026
Seven proven employee retention strategies for 2026 — including how to offer competitive benefits with $0 out-of-pocket expenses through SIMRP-based programs.
Read moreWhat Is a WIMPER Program? Complete Guide
A complete guide to WIMPER — how it works within the SIMRP structure to maintain employee net pay while generating employer FICA savings.
Read moreSmall Business Tax Deductions for Employee Benefits in 2026
A guide to tax-deductible employee benefits for small businesses in 2026 — plus how SIMRP payroll tax savings differ from traditional income tax deductions.
Read moreHow to Calculate Employer Payroll Tax Savings
Step-by-step guide to calculating employer FICA tax savings — with formulas, examples, and how SIMRP generates $1,119+ per employee per year in payroll tax reductions.
Read moreHSA vs FSA vs SIMRP: Which Tax-Advantaged Benefit Is Best?
A side-by-side comparison of Health Savings Accounts, Flexible Spending Accounts, and Self Insured Medical Reimbursement Programs on cost, eligibility, and employer savings.
Read moreWhat Is a Section 105(b) Plan? Tax-Advantaged Benefits Explained
A complete guide to IRC Section 105(b) plans — how they exclude medical reimbursements from employee income and enable employer FICA savings through SIMRP structures.
Read moreEmployee Benefits Trends 2026: What Employers Need to Know
The top employee benefits trends shaping 2026 — from preventive care and mental health to cost containment strategies like SIMRP.
Read moreHow to Reduce Payroll Taxes: 5 Strategies for Small Businesses
Five proven strategies to reduce employer payroll taxes, from Section 125 plans to SIMRP-based preventive care programs.
Read moreWhat Employee Benefits Are Not Taxable? A Complete Guide
A complete guide to non-taxable employee benefits under the Internal Revenue Code, including health plans, HSAs, life insurance, SIMRP reimbursements, and more.
Read moreHow Much Do Employee Benefits Cost Per Employee in 2026?
Average employee benefits costs broken down by type and how SIMRP-based programs compare at $0 employer expense.
Read moreWhat Is a SIMRP (Self Insured Medical Reimbursement Program)?
A comprehensive guide to Self Insured Medical Reimbursement Programs — how they work, their legal foundation, and why they save employers money.
Read moreThe Cheapest Way to Offer Employee Benefits to Your Team
Ranking employee benefits options by cost: from SIMRP programs at $0 employer expense to group health insurance.
Read moreSection 125 Preventive Care Plans Explained for Employers
Understanding how Section 125 cafeteria plans enable tax-free preventive care benefits for employees while generating FICA savings.
Read moreCan You Offer Benefits Without Group Health Insurance?
Yes — learn how small businesses can provide comprehensive preventive care, life insurance, and telemedicine without group health insurance.
Read moreDo Wellness Programs Actually Save Employers Money?
Research shows $1 in preventive care returns $3-$10 in reduced costs. SIMRP-based programs deliver these outcomes at $0 cost.
Read moreHow Small Businesses Can Save $1,000+ Per Employee on FICA Taxes
A detailed breakdown of how the Preventive Care Benefits Program generates over $1,000 per employee per year in FICA tax savings.
Read moreHow to Offer Life Insurance to Employees with No Out-of-Pocket Expenses
How employers can provide $150,000 in life insurance at no cost through the Preventive Care Benefits Program.
Read morePreventive Care Benefits vs Traditional Health Insurance: Complete Comparison
A side-by-side comparison of SIMRP-based preventive care programs versus traditional group health insurance.
Read moreACA-Compliant Wellness Programs: What Employers Need to Know in 2026
Navigate ACA wellness program compliance requirements and learn how participatory wellness programs meet federal guidelines.
Read moreEmployee Benefits That Cost Nothing: The SIMRP Approach
How Self Insured Medical Reimbursement Programs provide comprehensive employee benefits with $0 out-of-pocket expenses.
Read moreUnderstanding IRS Memorandum 202323006 and Compliant Benefit Structures
An analysis of IRS CCA 202323006 and what it means for employers using SIMRP-based benefit structures.
Read moreReady to Save on Employer Taxes?
Schedule a complimentary discovery call to see how much your business can save with the Preventive Care Benefits Program.