No. 01Cost
Reduce costs
Generate FICA tax savings of $1,119–$1,186 per W2 employee per year — with no out-of-pocket expenses.
[ Audience ]For Employers
Employee benefits that save you money.
Provide comprehensive preventive care benefits to your W2 workforce — without the $7,000–$22,000 per-employee group-health price tag. Save $1119+ per employee per year in FICA taxes.
01 · Annual Savings
$1,119+
Per W2 employee · employer FICA
02 · Employer Cost
$0
No out-of-pocket expenses
03 · Prescriptions
1,000+
Preventive care Rx covered
04 · Life Insurance
$150K
Group term · per enrolled
05 · Implementation
2–3 wk
Enrollment to active
[ 01 ]Why PCBP
Four reasons business owners choose us.
For small business owners seeking benefits without the typical $7,000–$22,000 per-employee annual cost of group health insurance — comprehensive coverage, compliant structure, recurring tax savings.
No. 02Hire
Attract talent
Offer a competitive benefits package including life insurance, telemedicine, and 1,000+ preventive care prescriptions.
No. 03Code
Stay compliant
Structured under IRC §105(b), §125, and ACA participatory wellness guidelines. Our team handles compliance end-to-end.
No. 04Live
Easy implementation
Our team manages everything. Implementation runs 2–3 weeks with minimal effort from your side.
[ 03 ]Process
Three steps from enrollment to savings.
Implementation runs 2–3 weeks end-to-end. Our team handles compliance, documentation, and onboarding so you don't have to.
- 01Day 0
Schedule a Discovery Call
Meet with a benefits advisor to review your current payroll structure and determine eligibility. We analyze your workforce and project your exact FICA savings.
Step 01 - 02Days 1–14
Enroll Your Employees
Our team handles plan documentation, compliance filings, Section 125 plan setup, and employee communication. Your only task is a simple payroll code addition.
Step 02 - 03Day 21
Start Saving
Begin realizing FICA tax savings on the very next payroll cycle. Employees immediately access their full suite of preventive care benefits.
Step 03
[ More ]For Employers
[ 02 ]FAQ
Employer questions.
Zero. There are no setup fees, no premiums, and no ongoing costs. The program generates $1,119+ per employee per year in FICA tax savings — it pays for itself from the first payroll cycle.
The program works for businesses with as few as 5 W2 employees. There is no maximum. It scales linearly — more employees means proportionally more FICA savings.
No. The Preventive Care Benefits Program operates independently of any existing health insurance. It can supplement a group health plan or work standalone for businesses that don't offer health insurance.
[ End ]
Ready to save on employer payroll taxes?
Schedule a complimentary discovery call. We project your exact savings, walk through compliance, and answer every question.