No. 01Fc
Federal FICA savings
Save $1119–$1186 per employee per year in federal FICA taxes through pre-tax SIMRP deductions that reduce your taxable payroll.
[ States ]Pennsylvania
Simplify a complex tax burden.
Reduce your federal FICA obligations and simplify your payroll tax burden — saving $1119+ per employee per year with no out-of-pocket expenses, on top of Pennsylvania's SUI and local earned income taxes.
01 · Annual Savings
$1,119+
Per W2 employee · employer FICA
02 · Employer Cost
$0
No out-of-pocket expenses
03 · Prescriptions
1,000+
Preventive care Rx covered
04 · Life Insurance
$150K
Group term · per enrolled
05 · Implementation
2–3 wk
Enrollment to active
[ 01 ]Local Tax Complexity
Streamline through savings.
Pennsylvania employers face a uniquely complex payroll tax environment. Beyond federal FICA and state SUI, the commonwealth's system of local earned income taxes — with hundreds of separate taxing jurisdictions — adds layers of administrative burden and cost to every payroll cycle.
The Preventive Care Benefits Program offers Pennsylvania employers a straightforward way to reduce their federal FICA obligations through a fully compliant Self Insured Medical Reimbursement Program (SIMRP). Employees receive comprehensive preventive care benefits — including telemedicine, 1,000+ prescriptions, $150K life insurance, and mental health support — while employers save on every payroll cycle.
No. 02Lc
State and local relief
Pennsylvania's SUI and local earned income taxes add to employer costs. Pre-tax SIMRP deductions reduce taxable wages, potentially lowering obligations across multiple jurisdictions.
No. 03Ze
No out-of-pocket cost
No premiums, no setup fees, no out-of-pocket expenses. The program pays for itself through tax savings from day one — welcome simplicity in a complex tax landscape.
No. 04Cv
Comprehensive benefits
Employees receive 1,000+ preventive prescriptions, telemedicine, mental health counseling, $150K life insurance, and more — helping you attract and retain workers.
[ 02 ]Mechanics
How it works for Pennsylvania.
The Preventive Care Benefits Program is a Self Insured Medical Reimbursement Program (SIMRP) structured under IRC §105(b), §125, and ACA guidelines. It's designed for W2 employees earning $26,000 or more annually — covering workers across Pennsylvania's key industries including manufacturing, healthcare, logistics, education, and professional services.
Implementation takes just 2-3 weeks. Our team handles all plan documentation, compliance filings, and employee enrollment. The program works alongside your existing payroll provider and any health insurance plans you already offer.
Employees see no change to their take-home pay while gaining access to comprehensive preventive care benefits. Your company saves on every payroll cycle through reduced federal FICA obligations.
[ More ]For Pennsylvania
[ End ]
Ready to save on employer payroll taxes?
Schedule a complimentary discovery call. We project your exact savings, walk through compliance, and answer every question.