Federal FICA savings
Save $1119–$1186 per employee per year in federal FICA taxes through pre-tax SIMRP deductions that reduce your taxable payroll.
01 · Annual Savings
$1,119+
Per W2 employee · employer FICA
02 · Employer Cost
$0
No out-of-pocket expenses
03 · Prescriptions
1,000+
Preventive care Rx covered
04 · Life Insurance
$150K
Group term · per enrolled
05 · Implementation
2–3 wk
Enrollment to active
Ohio is a major manufacturing, healthcare, and logistics state where employers are constantly looking for ways to control costs and compete for skilled workers. Municipal income taxes — levied by hundreds of Ohio cities and villages — add another layer of payroll complexity on top of state SUI and federal FICA.
The Preventive Care Benefits Program offers Ohio employers a way to reduce their federal FICA obligations through a fully compliant Self Insured Medical Reimbursement Program (SIMRP). Employees receive comprehensive preventive care benefits — including telemedicine, 1,000+ prescriptions, $150K life insurance, and mental health support — while employers save on every payroll cycle.
Save $1119–$1186 per employee per year in federal FICA taxes through pre-tax SIMRP deductions that reduce your taxable payroll.
Ohio's SUI and municipal income taxes are calculated on taxable wages. Pre-tax SIMRP deductions can reduce obligations across Ohio's multiple tax jurisdictions.
No premiums, no setup fees, no out-of-pocket expenses. The program pays for itself through tax savings from day one — exactly the efficiency Ohio employers value.
Employees receive 1,000+ preventive prescriptions, telemedicine, mental health, $150K life insurance, and more — a powerful tool for Ohio's manufacturing, healthcare, and logistics sectors.
The Preventive Care Benefits Program is a Self Insured Medical Reimbursement Program (SIMRP) structured under IRC §105(b), §125, and ACA guidelines. It's designed for W2 employees earning $26,000 or more annually — covering workers across Ohio's key industries including manufacturing, healthcare, logistics, automotive, and professional services.
Implementation takes just 2-3 weeks. Our team handles all plan documentation, compliance filings, and employee enrollment. The program works alongside your existing payroll provider and any health insurance plans you already offer.
Employees see no change to their take-home pay while gaining access to comprehensive preventive care benefits. Your company saves on every payroll cycle through reduced federal FICA obligations.
Schedule a complimentary discovery call. We project your exact savings, walk through compliance, and answer every question.