Ohio Employers: Save on Payroll Taxes with Preventive Care Benefits

Reduce your federal FICA obligations and gain a competitive edge — saving $1119+ per employee per year at $0 cost, while navigating Ohio's SUI and municipal income tax landscape.

$1,119+
Annual Savings
Per W2 employee in FICA savings
$0
Employer Cost
Zero out-of-pocket to employers
1,000+
Prescriptions
Preventive care Rx at $0 out-of-pocket expenses
$150K
Life Insurance
Group term coverage included
2-3 Weeks
Implementation
From enrollment to active benefits

Why Ohio Employers Are Choosing Preventive Care Benefits

Ohio is a major manufacturing, healthcare, and logistics state where employers are constantly looking for ways to control costs and compete for skilled workers. Municipal income taxes — levied by hundreds of Ohio cities and villages — add another layer of payroll complexity on top of state SUI and federal FICA.

The Preventive Care Benefits Program offers Ohio employers a way to reduce their federal FICA obligations through a fully compliant Self Insured Medical Reimbursement Program (SIMRP). Employees receive comprehensive preventive care benefits — including telemedicine, 1,000+ prescriptions, $150K life insurance, and mental health support — while employers save on every payroll cycle.

Federal FICA Savings

Save $$1119–$$1186 per employee per year in federal FICA taxes through pre-tax SIMRP deductions that reduce your taxable payroll.

State Payroll Tax Advantages

Ohio's SUI and municipal income taxes are calculated on taxable wages. Pre-tax SIMRP deductions can reduce your obligations across Ohio's multiple tax jurisdictions.

$0 Cost Implementation

No premiums, no setup fees, no out-of-pocket expenses. The program pays for itself through tax savings from day one — exactly the kind of efficiency Ohio's cost-sensitive employers value.

Comprehensive Benefits Package

Employees receive 1,000+ preventive prescriptions, telemedicine, mental health counseling, $150K life insurance, and more — a powerful tool for recruiting and retaining workers in Ohio's manufacturing, healthcare, and logistics sectors.

How It Works for Ohio Employers

The Preventive Care Benefits Program is a Self Insured Medical Reimbursement Program (SIMRP) structured under IRC §105(b), §125, and ACA guidelines. It's designed for W2 employees earning $26,000 or more annually — covering workers across Ohio's key industries including manufacturing, healthcare, logistics, automotive, and professional services.

Implementation takes just 2-3 weeks. Our team handles all plan documentation, compliance filings, and employee enrollment. The program works alongside your existing payroll provider and any health insurance plans you already offer.

Employees see no change to their take-home pay while gaining access to comprehensive preventive care benefits. Your company saves on every payroll cycle through reduced federal FICA obligations.

Ready to Save on Employer Taxes?

Schedule a complimentary discovery call to see how much your business can save with the Preventive Care Benefits Program.