[ States ]Ohio

A competitive edge for Ohio employers.

Reduce your federal FICA obligations and gain a competitive edge — saving $1119+ per employee per year with no out-of-pocket expenses, while navigating Ohio's SUI and municipal income tax landscape.

01  ·  Annual Savings

$1,119+

Per W2 employee · employer FICA

02  ·  Employer Cost

$0

No out-of-pocket expenses

03  ·  Prescriptions

1,000+

Preventive care Rx covered

04  ·  Life Insurance

$150K

Group term · per enrolled

05  ·  Implementation

2–3 wk

Enrollment to active

[ 01 ]Multi-Jurisdiction Tax

Cut through Ohio's tax complexity.

Ohio is a major manufacturing, healthcare, and logistics state where employers are constantly looking for ways to control costs and compete for skilled workers. Municipal income taxes — levied by hundreds of Ohio cities and villages — add another layer of payroll complexity on top of state SUI and federal FICA.

The Preventive Care Benefits Program offers Ohio employers a way to reduce their federal FICA obligations through a fully compliant Self Insured Medical Reimbursement Program (SIMRP). Employees receive comprehensive preventive care benefits — including telemedicine, 1,000+ prescriptions, $150K life insurance, and mental health support — while employers save on every payroll cycle.

No. 01Fc

Federal FICA savings

Save $1119–$1186 per employee per year in federal FICA taxes through pre-tax SIMRP deductions that reduce your taxable payroll.

No. 02St

State and local advantages

Ohio's SUI and municipal income taxes are calculated on taxable wages. Pre-tax SIMRP deductions can reduce obligations across Ohio's multiple tax jurisdictions.

No. 03Ze

No out-of-pocket cost

No premiums, no setup fees, no out-of-pocket expenses. The program pays for itself through tax savings from day one — exactly the efficiency Ohio employers value.

No. 04Cv

Comprehensive benefits

Employees receive 1,000+ preventive prescriptions, telemedicine, mental health, $150K life insurance, and more — a powerful tool for Ohio's manufacturing, healthcare, and logistics sectors.

[ 02 ]Mechanics

How it works for Ohio.

The Preventive Care Benefits Program is a Self Insured Medical Reimbursement Program (SIMRP) structured under IRC §105(b), §125, and ACA guidelines. It's designed for W2 employees earning $26,000 or more annually — covering workers across Ohio's key industries including manufacturing, healthcare, logistics, automotive, and professional services.

Implementation takes just 2-3 weeks. Our team handles all plan documentation, compliance filings, and employee enrollment. The program works alongside your existing payroll provider and any health insurance plans you already offer.

Employees see no change to their take-home pay while gaining access to comprehensive preventive care benefits. Your company saves on every payroll cycle through reduced federal FICA obligations.

[ End ]

Ready to save on employer payroll taxes?

Schedule a complimentary discovery call. We project your exact savings, walk through compliance, and answer every question.