No. 01Fc
Federal FICA savings
Save $1119–$1186 per W2 employee per year. A 75-person company saves over $83,000 annually — directly improving your bottom line.
[ States ]North Carolina
Compete for talent and win.
Save $1119+ per employee per year in FICA taxes with comprehensive preventive care benefits — designed for North Carolina's tech, financial services, and manufacturing sectors, with no out-of-pocket expenses.
01 · Annual Savings
$1,119+
Per W2 employee · employer FICA
02 · Employer Cost
$0
No out-of-pocket expenses
03 · Prescriptions
1,000+
Preventive care Rx covered
04 · Life Insurance
$150K
Group term · per enrolled
05 · Implementation
2–3 wk
Enrollment to active
[ 01 ]Growth Economy
Differentiate without breaking budget.
North Carolina's economy has transformed over the past decade. The Research Triangle is a magnet for tech talent, Charlotte has become the second-largest banking center in the U.S., and the state's manufacturing sector continues to modernize with advanced manufacturing and biotech. But this growth has made the labor market fiercely competitive — and benefits are often the deciding factor for candidates choosing between employers.
The Preventive Care Benefits Program gives North Carolina employers a meaningful benefits package without the cost: telemedicine, 1,000+ preventive prescriptions, $150,000 in life insurance and AD&D coverage, mental health support, and more. Employees see no reduction in take-home pay, while employers generate savings on every payroll cycle.
Whether you're a tech startup in Raleigh-Durham, a financial services firm in Charlotte, or a manufacturer in the Piedmont Triad, the program scales to fit your workforce and integrates seamlessly with your existing payroll setup.
No. 02Su
NC SUI reduction
North Carolina's SUI is calculated on taxable wages. Pre-tax structure can reduce SUI-taxable payroll, adding state-level savings on top of federal FICA reductions.
No. 03Ze
No out-of-pocket cost
No premiums, no contributions, no out-of-pocket expenses. Funded through pre-tax payroll restructuring and pays for itself from day one.
No. 04Cv
Comprehensive benefits
Telemedicine, 1,000+ preventive prescriptions, $150K life insurance, AD&D, mental health, dental and vision discounts. Implementation in 2-3 weeks.
[ 02 ]Mechanics
How it works for North Carolina.
The Preventive Care Benefits Program is a Self Insured Medical Reimbursement Program (SIMRP) structured under IRC §105(b), §125, and ACA guidelines. It covers full-time W2 employees earning $26,000 or more annually — which includes the vast majority of North Carolina's workforce across technology, financial services, manufacturing, healthcare, and professional services.
A pre-tax payroll deduction reduces each employee's taxable income, lowering both employer and employee FICA obligations. Employees are then reimbursed post-tax for the full deduction amount, so their take-home pay stays exactly the same. Meanwhile, they gain access to comprehensive preventive care benefits that help you compete for talent against larger employers with bigger benefits budgets.
Our team handles all plan documentation, compliance, enrollment, and ongoing administration. There's no disruption to your existing payroll or benefits setup, and you can be up and running in as little as 2-3 weeks.
[ More ]For North Carolina
[ End ]
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