New York Employers: Save on Payroll Taxes with Preventive Care Benefits
Reduce your federal FICA and New York state payroll tax obligations — including SDI, SUI, and Paid Family Leave — saving $1119+ per employee per year at $0 cost.
Why New York Employers Are Choosing Preventive Care Benefits
New York employers face a uniquely challenging payroll tax landscape. Between State Disability Insurance (SDI), State Unemployment Insurance (SUI), Paid Family Leave (PFL), and NYC metropolitan commuter taxes, the layers of payroll tax obligations add up quickly — often exceeding what employers pay in other states by a wide margin.
The Preventive Care Benefits Program offers New York employers a way to reduce their taxable payroll through a fully compliant Self Insured Medical Reimbursement Program (SIMRP). Employees receive comprehensive preventive care benefits — including telemedicine, 1,000+ prescriptions, $150K life insurance, and mental health support — while employers save on every payroll cycle.
Federal FICA Savings
Save $$1119–$$1186 per employee per year in federal FICA taxes through pre-tax SIMRP deductions that reduce your taxable payroll.
State Payroll Tax Advantages
New York's SDI, SUI, Paid Family Leave, and metro commuter taxes are calculated on taxable wages — meaning pre-tax deductions can reduce your state and local payroll tax obligations.
$0 Cost Implementation
No premiums, no setup fees, no out-of-pocket expenses. The program pays for itself through tax savings from day one — essential relief for New York's high-cost business environment.
Comprehensive Benefits Package
Employees receive 1,000+ preventive prescriptions, telemedicine, mental health counseling, $150K life insurance, and more — helping you compete for talent in New York's demanding labor market.
How It Works for New York Employers
The Preventive Care Benefits Program is a Self Insured Medical Reimbursement Program (SIMRP) structured under IRC §105(b), §125, and ACA guidelines. It's designed for W2 employees earning $26,000 or more annually — covering workers across New York's diverse economy from finance and professional services to healthcare, hospitality, and construction.
Implementation takes just 2-3 weeks. Our team handles all plan documentation, compliance filings, and employee enrollment. The program works alongside your existing payroll provider and any health insurance plans you already offer.
Employees see no change to their take-home pay while gaining access to comprehensive preventive care benefits. Your company saves on every payroll cycle through reduced federal FICA and New York state payroll tax obligations.
Ready to Save on Employer Taxes?
Schedule a complimentary discovery call to see how much your business can save with the Preventive Care Benefits Program.