No. 01Fc
Federal FICA savings
Save $1119–$1186 per employee per year in federal FICA taxes through pre-tax SIMRP deductions that reduce your taxable payroll.
[ States ]Illinois
Save on payroll taxes, compete for talent.
Reduce your federal FICA obligations and offer comprehensive benefits to your workforce — saving $1119+ per employee per year with no out-of-pocket expenses.
01 · Annual Savings
$1,119+
Per W2 employee · employer FICA
02 · Employer Cost
$0
No out-of-pocket expenses
03 · Prescriptions
1,000+
Preventive care Rx covered
04 · Life Insurance
$150K
Group term · per enrolled
05 · Implementation
2–3 wk
Enrollment to active
[ 01 ]State Economy
A diverse opportunity.
Illinois employers operate in a competitive landscape where attracting and retaining skilled workers is a constant challenge. The Chicago metro area alone accounts for millions of jobs across manufacturing, logistics, finance, technology, and professional services — all industries where benefits packages can make or break recruiting efforts.
The Preventive Care Benefits Program offers Illinois employers a way to reduce their federal FICA obligations through a fully compliant Self Insured Medical Reimbursement Program (SIMRP). Employees receive comprehensive preventive care benefits — including telemedicine, 1,000+ prescriptions, $150K life insurance, and mental health support — while employers save on every payroll cycle.
No. 02Co
Competitive advantage
Illinois's diverse economy means competition for talent is fierce. Offering comprehensive benefits with no out-of-pocket cost gives you a recruiting edge.
No. 03Ze
No out-of-pocket cost
No premiums, no setup fees, no out-of-pocket expenses. The program pays for itself through tax savings from day one — delivering immediate bottom-line impact.
No. 04Cv
Comprehensive benefits
Employees receive 1,000+ preventive prescriptions, telemedicine, mental health counseling, $150K life insurance, and more — benefits that help you stand out in the Chicago metro and across Illinois.
[ 02 ]Mechanics
How it works for Illinois.
The Preventive Care Benefits Program is a Self Insured Medical Reimbursement Program (SIMRP) structured under IRC §105(b), §125, and ACA guidelines. It's designed for W2 employees earning $26,000 or more annually — covering workers across Illinois's key industries including manufacturing, logistics, healthcare, finance, and professional services.
Implementation takes just 2-3 weeks. Our team handles all plan documentation, compliance filings, and employee enrollment. The program works alongside your existing payroll provider and any health insurance plans you already offer.
Employees see no change to their take-home pay while gaining access to comprehensive preventive care benefits. Your company saves on every payroll cycle through reduced federal FICA obligations.
[ End ]
Ready to save on employer payroll taxes?
Schedule a complimentary discovery call. We project your exact savings, walk through compliance, and answer every question.