California Employers: Save on Payroll Taxes with Preventive Care Benefits
Reduce your federal FICA and California state payroll tax obligations — including SDI, SUI, and Employment Training Tax — saving $1119+ per employee per year at $0 cost.
Why California Employers Are Choosing Preventive Care Benefits
California employers already navigate one of the most complex and expensive payroll tax environments in the country. State Disability Insurance (SDI), State Unemployment Insurance (SUI), and the Employment Training Tax (ETT) all add to the cost of every W2 employee — on top of the 7.65% federal FICA obligation.
The Preventive Care Benefits Program offers California employers a way to reduce their taxable payroll through a fully compliant Self Insured Medical Reimbursement Program (SIMRP). Employees receive comprehensive preventive care benefits — including telemedicine, 1,000+ prescriptions, $150K life insurance, and mental health support — while employers save on every payroll cycle.
Federal FICA Savings
Save $$1119–$$1186 per employee per year in federal FICA taxes through pre-tax SIMRP deductions that reduce your taxable payroll.
State Payroll Tax Advantages
California's SDI (1.1%), SUI, and Employment Training Tax are all calculated on taxable wages — meaning pre-tax deductions can reduce your state payroll tax obligations too.
$0 Cost Implementation
No premiums, no setup fees, no out-of-pocket expenses. The program pays for itself through tax savings from day one — critical for California's cost-conscious employers.
Comprehensive Benefits Package
Employees receive 1,000+ preventive prescriptions, telemedicine, mental health counseling, $150K life insurance, and more — helping you attract and retain talent in California's competitive labor market.
How It Works for California Employers
The Preventive Care Benefits Program is a Self Insured Medical Reimbursement Program (SIMRP) structured under IRC §105(b), §125, and ACA guidelines. It's designed for W2 employees earning $26,000 or more annually — covering a wide range of California's workforce across industries from technology and agriculture to hospitality and healthcare.
Implementation takes just 2-3 weeks. Our team handles all plan documentation, compliance filings, and employee enrollment. The program works alongside your existing payroll provider and any health insurance plans you already offer.
Employees see no change to their take-home pay while gaining access to comprehensive preventive care benefits. Your company saves on every payroll cycle through reduced federal FICA and California state payroll tax obligations.
Ready to Save on Employer Taxes?
Schedule a complimentary discovery call to see how much your business can save with the Preventive Care Benefits Program.