No. 01Fc
Federal FICA savings
Save $1119–$1186 per employee per year in federal FICA taxes through pre-tax SIMRP deductions that reduce your taxable payroll.
[ States ]California
Cut payroll taxes, compound savings.
Reduce your federal FICA and California state payroll tax obligations — including SDI, SUI, and Employment Training Tax — saving $1119+ per employee per year with no out-of-pocket expenses.
01 · Annual Savings
$1,119+
Per W2 employee · employer FICA
02 · Employer Cost
$0
No out-of-pocket expenses
03 · Prescriptions
1,000+
Preventive care Rx covered
04 · Life Insurance
$150K
Group term · per enrolled
05 · Implementation
2–3 wk
Enrollment to active
[ 01 ]State Tax Burden
A higher-stakes opportunity.
California employers already navigate one of the most complex and expensive payroll tax environments in the country. State Disability Insurance (SDI), State Unemployment Insurance (SUI), and the Employment Training Tax (ETT) all add to the cost of every W2 employee — on top of the 7.65% federal FICA obligation.
The Preventive Care Benefits Program offers California employers a way to reduce their taxable payroll through a fully compliant Self Insured Medical Reimbursement Program (SIMRP). Employees receive comprehensive preventive care benefits — including telemedicine, 1,000+ prescriptions, $150K life insurance, and mental health support — while employers save on every payroll cycle.
No. 02St
State payroll tax advantage
California's SDI (1.1%), SUI, and Employment Training Tax are all calculated on taxable wages — meaning pre-tax deductions can reduce your state payroll tax obligations too.
No. 03Ze
No out-of-pocket cost
No premiums, no setup fees, no out-of-pocket expenses. The program pays for itself through tax savings from day one — critical for California's cost-conscious employers.
No. 04Cv
Comprehensive benefits
Employees receive 1,000+ preventive prescriptions, telemedicine, mental health counseling, $150K life insurance, and more — helping you compete in California's competitive labor market.
[ 02 ]Mechanics
How it works for California.
The Preventive Care Benefits Program is a Self Insured Medical Reimbursement Program (SIMRP) structured under IRC §105(b), §125, and ACA guidelines. It's designed for W2 employees earning $26,000 or more annually — covering a wide range of California's workforce across industries from technology and agriculture to hospitality and healthcare.
Implementation takes just 2-3 weeks. Our team handles all plan documentation, compliance filings, and employee enrollment. The program works alongside your existing payroll provider and any health insurance plans you already offer.
Employees see no change to their take-home pay while gaining access to comprehensive preventive care benefits. Your company saves on every payroll cycle through reduced federal FICA and California state payroll tax obligations.
[ End ]
Ready to save on employer payroll taxes?
Schedule a complimentary discovery call. We project your exact savings, walk through compliance, and answer every question.