No. 01Fc
Federal FICA savings
Save $1119–$1186 per W2 employee per year. A 150-person company saves over $167,000 annually — fueling growth instead of funding payroll taxes.
[ States ]Arizona
Grow faster with tax-saving benefits.
Save $1119+ per employee per year in FICA taxes with a preventive care benefits program — built for Arizona's fastest-growing industries with no out-of-pocket expenses.
01 · Annual Savings
$1,119+
Per W2 employee · employer FICA
02 · Employer Cost
$0
No out-of-pocket expenses
03 · Prescriptions
1,000+
Preventive care Rx covered
04 · Life Insurance
$150K
Group term · per enrolled
05 · Implementation
2–3 wk
Enrollment to active
[ 01 ]State Advantage
Built for Arizona growth.
Arizona's growth story is remarkable — the state consistently ranks among the top in the nation for new business formation, population growth, and construction activity. The Phoenix metro area, Tucson, and communities across the state are seeing explosive demand for workers in construction, hospitality, healthcare, logistics, and technology. But rapid growth means fierce competition for talent, and employers who can't offer benefits are losing workers to those who can.
The Preventive Care Benefits Program gives Arizona employers a way to offer meaningful benefits at the speed their business demands: telemedicine, 1,000+ preventive prescriptions, $150,000 in life insurance and AD&D coverage, mental health support, and more — all with no out-of-pocket expenses. Employees see no change to their take-home pay, while employers save $1119–$1186 per employee per year in FICA taxes.
For construction companies managing crews across multiple jobsites, hospitality businesses with high turnover, or healthcare organizations competing for nurses and technicians, this program delivers immediate value with minimal setup.
No. 02Su
Arizona SUI advantages
Arizona's State Unemployment Insurance applies to taxable wages. Pre-tax deduction structure can reduce SUI-taxable payroll, adding state-level savings on top of federal FICA reductions.
No. 03Ze
No out-of-pocket cost
No premiums, no contributions, no out-of-pocket expenses. The program is funded through pre-tax payroll restructuring and pays for itself from day one.
No. 04Cv
Comprehensive benefits
Telemedicine, 1,000+ preventive prescriptions, $150K life insurance, AD&D, mental health counseling, dental and vision discounts. Implementation in just 2-3 weeks.
[ 02 ]Mechanics
How it works for Arizona.
The Preventive Care Benefits Program is a Self Insured Medical Reimbursement Program (SIMRP) structured under IRC §105(b), §125, and ACA guidelines. It covers full-time W2 employees earning $26,000 or more annually — which includes the vast majority of Arizona's workforce across construction, hospitality, healthcare, logistics, technology, and professional services.
A pre-tax payroll deduction reduces each employee's taxable income, lowering both employer and employee FICA obligations. Employees are then reimbursed post-tax for the full deduction amount, so their take-home pay stays exactly the same. For fast-growing Arizona businesses adding headcount quickly, the program scales effortlessly — more employees means more savings.
Our team handles all plan documentation, compliance, enrollment, and ongoing administration. There's no disruption to your existing payroll or benefits setup, and you can be up and running in as little as 2-3 weeks.
[ End ]
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