[ Industries ]Trucking & Logistics

Benefits for the road and the fleet.

Retain CDL drivers, support their health on the road, and save $1119+ per driver per year in FICA taxes — all with no out-of-pocket expenses to your fleet.

01  ·  Annual Savings

$1,119+

Per W2 employee · employer FICA

02  ·  Employer Cost

$0

No out-of-pocket expenses

03  ·  Prescriptions

1,000+

Preventive care Rx covered

04  ·  Life Insurance

$150K

Group term · per enrolled

05  ·  Implementation

2–3 wk

Enrollment to active

[ 01 ]Driver Shortage

A retention edge.

The trucking industry is facing a driver shortage that shows no signs of easing. With CDL training costing $7,000–$10,000 per driver and average annual turnover exceeding 90% at large carriers, every driver you retain saves your operation thousands in recruiting, training, and lost revenue from empty seats. Benefits are one of the most effective levers you have — and most fleets aren't using it to its full potential.

The Preventive Care Benefits Program is designed for W2 drivers and logistics staff — not owner-operators or 1099 contractors. Your drivers get telemedicine they can use from the cab, 1,000+ preventive prescriptions, $150K life insurance and AD&D coverage that's especially valued in a high-risk profession, and mental health support for the isolation and stress of life on the road. Your company has no out-of-pocket expenses while generating meaningful FICA tax savings on every payroll cycle.

No. 01Cd

Retain CDL drivers

With 80,000+ open driver positions and $8,000+ to replace each one, retention is the most valuable investment a fleet can make. A competitive benefits package gives drivers a reason to stay.

No. 02Fc

FICA savings per driver

Generate $1119–$1186 in annual FICA savings per W2 driver. A 100-truck fleet saves over $110,000 per year — money that goes directly back into your operation.

No. 03Tm

Telemedicine on the road

Drivers can't visit a doctor's office when they're 500 miles from home. Unlimited telemedicine gives drivers 24/7 access to physicians from their phone — reducing missed loads.

No. 04Lf

$150K life and AD&D

Trucking is one of the most dangerous occupations in America. Life insurance and accidental death and dismemberment coverage provides real peace of mind for drivers and their families.

[ 02 ]Mechanics

How it works for fleets.

The Preventive Care Benefits Program is a Self Insured Medical Reimbursement Program (SIMRP) structured under IRC §105(b), §125, and ACA guidelines. It's designed for W2 employees earning $26,000 or more annually — which covers the vast majority of CDL drivers, dispatchers, dock workers, and operations staff. Note: the program applies to W2 employees only, not owner-operators or 1099 independent contractors.

Implementation takes just 2-3 weeks. Our team handles all plan documentation, compliance filings, and employee enrollment. You don't need to change payroll providers or health insurance plans — the program works alongside your existing setup and can be rolled out across terminals, distribution centers, and satellite offices.

Drivers see no change to their take-home pay while gaining access to comprehensive preventive care benefits they can use anywhere in the country. Your fleet saves on every payroll cycle through reduced FICA obligations — whether you have 25 drivers or 2,500.

[ End ]

Ready to save on employer payroll taxes?

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