No. 01Sk
Attract skilled workers
Stand out in a tight labor market. Offering benefits helps you recruit electricians, plumbers, operators, and other skilled tradespeople away from competitors.
[ Industries ]Construction
Win the labor war.
Attract and retain skilled tradespeople with comprehensive benefits — and save $1119+ per employee per year in FICA taxes with no out-of-pocket expenses to your company.
01 · Annual Savings
$1,119+
Per W2 employee · employer FICA
02 · Employer Cost
$0
No out-of-pocket expenses
03 · Prescriptions
1,000+
Preventive care Rx covered
04 · Life Insurance
$150K
Group term · per enrolled
05 · Implementation
2–3 wk
Enrollment to active
[ 01 ]Labor Market
People are the challenge.
Construction companies operate in one of the most competitive labor markets in the country. Skilled electricians, plumbers, carpenters, and operators have their pick of employers — and benefits often tip the scale. But traditional group health insurance can cost $15,000–$22,000 per employee annually, making it impractical for many contractors and subcontractors.
The Preventive Care Benefits Program gives you a meaningful benefits package to offer your crew — telemedicine for jobsite injuries and after-hours care, 1,000+ preventive prescriptions, $150,000 in life insurance and AD&D coverage, mental health support, and more. For field workers facing daily physical risk, these aren't just perks — they're essentials.
For contractors working on prevailing wage projects, the program can also help meet fringe benefit requirements while keeping your actual costs at zero. It's a strategic advantage that pays for itself through FICA tax savings.
No. 02Fc
Save per employee, per year
Generate $1119–$1186 in annual FICA savings per W2 employee. A 50-person crew saves over $55,000 per year — money that goes straight to your bottom line.
No. 03Lf
$150K life and AD&D
Construction workers face real physical risk every day. Life insurance and accidental death and dismemberment coverage included with no out-of-pocket cost.
No. 04Ad
Easy administration
Our team handles all plan documentation, compliance, and enrollment. Implementation takes 2-3 weeks and works alongside your existing payroll setup.
[ 02 ]Mechanics
Built for the realities of construction.
The Preventive Care Benefits Program is a Self Insured Medical Reimbursement Program (SIMRP) structured under IRC §105(b), §125, and ACA guidelines. It covers full-time W2 employees earning $26,000 or more annually — which includes most journeyman-level and above field workers, project managers, and office staff.
Telemedicine access is especially valuable for construction teams. Workers can consult a doctor for minor injuries, skin irritations, respiratory concerns, and other common jobsite health issues without leaving the field or waiting for an appointment. Mental health counseling helps address the industry's elevated rates of stress, substance use, and suicide.
Employees see no change to their take-home pay while gaining access to all covered benefits. Your company saves on every payroll cycle through reduced FICA obligations — with no out-of-pocket expenses to implement or maintain.
[ End ]
Ready to save on employer payroll taxes?
Schedule a complimentary discovery call. We project your exact savings, walk through compliance, and answer every question.