No. 01Save
Realized FICA savings
Employers offering no benefits leave $1,119–$1,186 per W2 employee per year on the table — savings the PCBP captures from payroll cycle one.
[ Compare ]vs No Benefits
Doing nothing has a cost.
If your business currently offers no employee benefits, the Preventive Care Benefits Program lets you provide a comprehensive package while generating tax savings — with no out-of-pocket expenses.
[ 01 ]Trade-offs
Four reasons no-benefits isn't neutral.
No. 02Hire
Hiring leverage
A comprehensive benefits package — life insurance, telemedicine, prescriptions — strengthens recruiting against competitors.
No. 03Stay
Retention impact
SHRM data shows 92% of employees value benefits as a key reason to stay. No-benefits employers lose to those who offer them.
No. 04ROI
Preventive ROI
The American Journal of Preventive Medicine: every $1 invested in preventive care returns $3–$10 in reduced healthcare costs.
[ 02 ]Side-by-side
With PCBP versus no benefits.
Comparison · 09 criteria
PCBP vs Offering No Benefits
| Feature | With PCBP | Without Benefits |
|---|---|---|
01 Employer Cost | No out-of-pocket expenses | $0 |
02 Employer FICA Savings | $1,119-$1,186 per employee/year | $0 |
03 Employee Benefits | 10+ preventive care benefits included | None |
04 Recruiting Advantage | Strong — comprehensive benefits package | Weak — no benefits to advertise |
05 Employee Retention | Improved — employees value benefits | At risk — employees seek benefits elsewhere |
06 Tax Impact | Positive — net tax savings for employer | Neutral |
07 Life Insurance | $150,000 coverage included | None |
08 Telemedicine | Unlimited, no out-of-pocket expenses | None |
09 Implementation Effort | Minimal — 2-3 weeks, our team handles setup | None |
Source: Preventive Care Benefits Program documentation
[ End ]
Start Offering Benefits with No Out-of-Pocket Expenses
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