SIMRP vs Offering No Benefits
If your business currently offers no employee benefits, the Preventive Care Benefits Program lets you provide a comprehensive benefits package while actually generating tax savings — with no out-of-pocket expenses. According to the American Journal of Preventive Medicine, every $1 invested in preventive care generates an estimated $3-$10 return in reduced healthcare costs.
| Feature | With PCBP | Without Benefits |
|---|---|---|
| Employer Cost | $0 out-of-pocket expenses | $0 |
| Employer FICA Savings | $1,119-$1,186 per employee/year | $0 |
| Employee Benefits | 10+ preventive care benefits included | None |
| Recruiting Advantage | Strong — comprehensive benefits package | Weak — no benefits to advertise |
| Employee Retention | Improved — employees value benefits | At risk — employees seek benefits elsewhere |
| Tax Impact | Positive — net tax savings for employer | Neutral |
| Life Insurance | $150,000 coverage included | None |
| Telemedicine | Unlimited, $0 out-of-pocket expenses | None |
| Implementation Effort | Minimal — 2-3 weeks, our team handles setup | None |
Start Offering Benefits with No Out-of-Pocket Expenses
Schedule a complimentary discovery call to see how much your business can save.