No. 01Included
Rx
Preventive Care Prescriptions
Access to over 1,000 preventive care prescription medications with $0 out-of-pocket expenses, covering cholesterol, blood pressure, diabetes prevention, mental health, and more.
[ Coverage ]Employee Benefits
What every enrolled employee receives.
Every enrolled employee receives a comprehensive suite of preventive care benefits with no out-of-pocket expenses. Funded through pre-tax payroll restructuring — not wage reduction — so net take-home pay remains virtually the same.
[ 01 ]Coverage
Comprehensive care, delivered at the payroll level.
Every enrolled employee receives this full suite of preventive care benefits with no out-of-pocket expenses for employer or employee.
No. 02Included
Tm
Telemedicine
Unlimited 24/7 telemedicine consultations with licensed physicians via phone or video with no out-of-pocket expense.
No. 03Included
Mh
Mental Health Counseling
Access to professional mental health counseling and behavioral health support services.
No. 04Included
Dv
Dental & Vision Discounts
Discounted dental and vision care services through a nationwide network of providers.
No. 05Included
Li
$150,000 Life Insurance
Group term life insurance coverage of $150,000 with no out-of-pocket expense to the employee, with beneficiary designation.
No. 06Included
Ad
$150,000 AD&D Coverage
Accidental death and dismemberment coverage of $150,000, providing additional financial protection.
No. 07Included
Hb
Hospital Bill Reduction
Professional medical bill negotiation services that can reduce hospital bills by up to 35%.
No. 08Included
Ha
Health Advocacy
Personal health advocacy services to help navigate the healthcare system, find providers, and coordinate care.
No. 09Included
Mb
Medical Bill Negotiation
Expert negotiators review medical bills for errors and negotiate with providers to reduce out-of-pocket costs.
No. 10Included
Id
Identity Theft Protection
Comprehensive identity theft monitoring and protection services for enrolled employees.
[ 02 ]How it works for you
Four facts about your paycheck.
The CDC reports that 6 in 10 U.S. adults have a chronic disease — and preventive care services can reduce that risk by up to 70% with consistent use. The PCBP puts those services in employees' hands.
No. 01Pay
Net pay unchanged
Pre-tax SIMRP deduction is offset by post-tax WIMPER reimbursement. Take-home pay is identical to a no-program paycheck.
No. 02Care
No-cost preventive care
1,000+ preventive Rx, unlimited telemedicine, mental health counseling, and dental and vision discounts — no out-of-pocket expenses.
No. 03Plus
Stacked on existing coverage
Works alongside any existing health insurance — group, individual, marketplace, or Medicare — without conflict.
No. 04Open
No health-status gating
Structured as an ACA participatory wellness program. All eligible employees can participate regardless of health status.
[ More ]Related
[ End ]
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